2012 Scion Tc

I WAS DRIVING TO WORK AT 55 MPH. MY SUNROOF WAS CLOSE, AIR CONDITIONER WAS ON AND WINDOWS UP BECAUSE IT WAS RAINING. WHILE DRIVING HEARD A LOUD NOISE THOUGHT IT WAS SOMEONE THAT HAD AN IMPACT BY OTHER CAR. WHEN I LOOKED UP MY SUNROOF WAS ALL OF THE SOMETHING GONE. I LOOKED IN THE DRIVEWAY BY MY MIRROR AND IT WAS FLYING LIKE A "FREEZE BIZ" FOR NO REASON. I TRY TO MAKE A CLAIM WITH THE DEALER AND THEY DIDN'T WANT TO COVER ME. I ALSO MADE A CLAIM WITH MY INSURANCE COMPANY MAPFRE AND TOLD ME IT WASN'T AN ACCIDENT SO THEY DIDN'T COVER ME. THEY MVP TOYOTA DEALER IS CHARGING ME $4,359.25 FOR FIXING IT.

ON MY WAY HOME ON I-10 THERE WAS NO TRAFFIC NEAR ME, WINDOWS UP SUNROOF CLOSED AC ON, MY ROOMMATE WITH ME WE HEAR WHAT SOUNDED LIKE A GUN SHOT THAN A SHOWER OF GLASS. WE PULLED OVER TO FIND THE GLASS PANEL IN THE ROOF HAD SHATTERED THERE WAS NO IMPACT MARK(S) I DROVE STRAIGHT TO THE PLACE I GOT THE CAR(NEW) (PHILPOT MOTORS IN NEDERLAND TX) WHERE I WAS TOLD THAT THEY HAD TWO CARS ON THE LOT THAT DID THE SAME THING, BUT COMPLETELY REFUSED TO DO ANYTHING ABOUT THIS ISSUE. I CALLED MY INSUR, CO. ABOUT IT AND THAT TOLD ME THAT SHOULD BE WARRANTY DEAL. NO ONE HAD ANY INFORMATION TO HELP ME, AND I HAD SEARCHED AND FOUND MANY OTHER PEOPLE THAT HAVE HAD THIS ISSUE, AND TOYOTA REFUSED TO OFFER ANY HELP. TOYOTA NEEDS TO MAKE THIS RIGHT TO ALL THE PEOPLE WITH THIS CAR...